Power More Profit with Zero Fee Payment Processing

We provide relief from credit card processing fees so you can keep a lot more of your hard-earned money.

Why pay card fees when you don't have to?

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Savings of Dual Price Model (1)
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Merchants have saved more than $10 million in fees with Paynada.

Meet James P. Hutchison Jr. - "Hutch"

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A True Texan at Heart.

Born in Baytown and raised as a 5th generation Texan, Hutch's roots run deep in the Lone Star State. After attending the prestigious Marine Military Academy in Harlingen, he followed in his family's footsteps to Texas A&M University, where he proudly added his diploma to the 12 others from Aggieland, including those of his triplet nieces.

While not cheering on his 7 kids and 3 grandchildren at their various sporting events alongside his beloved wife Nicole, Hutch finds solace in the great outdoors. An avid bowhunter and golf enthusiast, he embraces every opportunity to connect with nature and challenge himself on the course.

Hutch's professional journey began in 1990 with Merrill Lynch, kickstarting an 18-year career in financial services that spanned prestigious firms like UBS, Prudential, and Wachovia. In 2008, he founded his own practice, HD Strategic Solutions, which his wife Nikki now runs.

In early 2021, Hutch embarked on a new adventure, joining the merchant services industry as a market representative for Houston. His natural talent and dedication quickly propelled him to become an exceptional resource for his clients.

Today, Hutch leads a team of dedicated and successful client executives as a Division Manager in his home state. With his deep Texas roots, passion for family, and unwavering drive, Hutch epitomizes the values that make Paynada the best choice for clients who are looking for a more efficient option for payment processing.

James Hutchison

Division Manager

Let's Chat!

Payment processing optimized for profit and efficiency

No-fee or low-fee credit card processing

No-fee or low-fee credit card processing

We give you flexibility to choose the payment processing model that’s best for your business. Whether lowering your fees or eliminating them altogether, Paynada puts money back in your pocket.

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24/7 dedicated merchant support

We’ll be there whenever you need us. Between your local representative and our support team standing by, you’ll get any issues resolved in a hurry. We also offer support in Spanish.

Easy-to-use technology, Tailored for your business

Easy-to-use technology, tailored for your business

The right technology can go a long way in helping your business function seamlessly and efficiently. We offer a range of easy-to-use solutions that meet the specific needs of your business.

Quick and hassle-free setup

Quick and hassle-free setup

Our technology is tested and pre-set up before we send it, to ensure readiness for immediate use out of the box. Then we provide personalized training to get you up and running quickly.

Next-day funding

Next-day funding

Get paid sooner. Instead of waiting two days like some traditional processors, Paynada gives you access to your deposits the next day.

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Cash advances

Paynada offers fast and convenient financing to help merchants who need immediate access to additional funds for their businesses.

Frequently asked questions

How are you able to save me money on credit card processing fees?

Our Dual Pricing model allows customers who pay with cash to receive a discounted cash price on goods or services. If they choose to pay with a credit card, the price will be 4% higher than the cash price to include the cost of processing. This way, your customers will receive their reward and cash back benefits while you get to process transactions without incurring the fees that pay for the cost of these programs.

How are you different from other sales reps?

I am solely focused on building client relationships for the long-term that help you thrive by eliminating the burden of card processing overhead. If I have the privilege to work with you, I will also be your customer rep ensuring you have the payments experience needed to boost profit and support your growth.
 

What business types do you work with?

I work with all types of businesses and I have a solution to help, no matter what vertical you are in!

Still have questions?

Fill out the form above and I will be in touch!